Gov’t: Bill Writing Project Reminders

March 31, 2015

PowerPoint is due on Monday, 04/06/15 for 50 points.

Tips for PowerPoint:

  • Save PowerPoint as a 2003 file.
  • Use size 24 font.
  • Don’t copy and paste.
  • Eliminate any spelling and grammatical errors, a point will be deducted for every error present in the PowerPoint.
  • Learn the pronunciation of every word. You have control of the content in your presentation, so do not include a word that you cannot enunciate properly. One point will be deducted for every word that is mispronounced.
  • Use text that provides contrast to the background.
  • Use appropriate pictures for EVERY slide.
  • Use bullets to break up long paragraphs.
  • Do not copy and paste.
  • Email PowerPoint file attachment to mkhsko@yahoo.com
  • Include Period, name and topic in the subject field.

03/30/15 Homework

March 31, 2015

Economics
Complete 3 pages of Cornell notes for Chapter 12-2 from page 310-316.

Gov’t
Complete 2 pages of Cornell notes for Chapter 12-4 from page 342-347.


03/20/15 Homework

March 21, 2015

Economics
Complete 3 pages of Cornell notes for Chapter 12-1 from page 301-308.

Gov’t
Complete 3 pages of Cornell notes for Chapter 12-3 from page 334-340.


Econ: Chapter 11 Review

March 18, 2015

Copy and answer questions 1-14 on page 294-295 to review Chapter 11. Due tomorrow.

Add the assignments below to the Chapter 11 Review…

Chapter 11: Financial Markets
Section 3: The Stock Market

As you read Section 3, supply the missing information to complete each sentence below…

1. Income stocks pay…
2. Growth stocks can be profitable because they…
3. Investors experience capital gains when they…
4. Investors suffer capital losses when they…
5. Stocks are riskier than bonds because…
6. Blue chip stocks are traded on the…
8. During a bear market, investors sell because…


Reminder for your test on Thursday

March 17, 2015

Gov’t:
Your test will conver Chapter 10, Sections 1,2,3, and Chapter 11, Sections 2,3,4.

Econ:
Your test will cover all sections from Chapter 10 and 11.


Gov’t: Bill Writing Organizer

March 17, 2015

BILL WRITING ORGANIZER

Give your Bill a title:
Introduces the bill and catches the attention of other legislators. A tax-cutting bill, for example, was named the “American Dream Restoration Act,” and who would vote to leave a child behind? Words that bring an emotional response often get more support.

Identify the sponsors (authors) of the legislation.

Explain the purpose (goals) of your bill
Example:
H.R. 1
No Child Left Behind Act of 2002
Purpose
The purpose and intent of this title are to ensure that all children have a fair and equal opportunity to obtain a high-quality education.

Identify eligibility terms for the recipient(s) of the services outlined in your bill.
If your bill provides funds or services to a particular group, describe who will be eligible to receive those funds or services. This can include individuals, schools, industries, etc.
Example: Person who makes less than $14,000 per year will be eligible to receive…

Explain the extent and duration of services provided by this bill
Will your bill be for a specific amount of time (tax bills often are) or until something else occurs (such as until imported oil accounts for less than ½ oil consumption in US) or into perpetuity?

Benefits
This section is where you add the details of how you hope to achieve your purpose. Think about who is going to enforce the law or who will have oversight of the law and penalties to be placed on those who do not comply.

Example: Purpose is to encourage students to graduate from high school. Students old enough to drop out of school, but younger than 21 will be allowed to complete high school courses via computer classes. Students eligible for this program will be provided a computer and internet access for one year. The students will be required to complete six courses per semester until they complete their high school course requirements. If a student fails to successfully complete the coursework, the student will be required to attend day or night classes until the coursework is successfully completed or the student must return the computer undamaged and pay back the school system for internet access. Penalty to not return the computer will be the same as theft. Penalty for not repaying the internet access will be the same as penalty for non-payment of any other funds owed to another entity. Students who successfully complete the program will be allowed to keep the computer, but the internet access at the expense of the school system will be discontinued.

Fiscal Impact
1) How will you pay for your bill?

2) If you would raise taxes to pay for the bill, do you think the American people would be willing to pay additional taxes to pay for this bill?

3) If you would cut current programs to pay for this bill, which program(s) would you cut? What consequences do you foresee of cutting that/those program(s)?

4) Do you believe your bill will fit into a currently budgeted program? If so, which one and how?


03/16/15 Homework

March 16, 2015

Econ

Notes

Chapter 11: Financial Markets
Section 1: Saving and Investing

What are the different forms of investments?

Investing is the act of committing money or capital to an endeavor with the expectation of obtaining an additional income or profit.
It’s actually pretty simple: investing means putting your money to work for you.

Types of Investments

Bonds
Grouped under “fixed-income” securities.
When you purchase a bond, you are lending out your money to a company or government.
In return, they agree to give you interest on your money and eventually pay you back the amount you lent out.
The main attraction of bonds is their relative safety. If you are buying bonds from a stable government, your investment is virtually guaranteed.
Because there is little risk, there is little potential return.

Stocks

When you purchase stocks or equities, you become a part owner of the business.
The profits from the company are referred to as dividends.
Stocks fluctuate in value on a daily basis. There are no guarantees.
Compared to bonds, stocks provide relatively high potential returns.
You must also assume the risk of losing some or all of your investment.

Mutual Funds

A mutual fund is a collection of stocks and bonds.
The primary advantage of a mutual fund is that you can invest your money without needing the time or the experience in choosing investments. It is usually DIVERSIFIED.

Real Estate
Real Estate is defined as property in buildings and land.
This type of investment is not as volatile as stocks, but can fluctuate 20-30 percent in value within a year.
Three most important factors when investing in real estate are location, location, and location.
You have more leverage with your money – you can’t buy a share of a stock with 20 percent down payment, but you can purchase a house with 20 percent down payment if you have good income and superb credit.
Unfortunately, in most cases; you need a fairly high amount of financial capital to make the initial investment.
The earnings on this type of investment may not be taxed if it is a primary residence that you have lived in for longer than two years.

Certificate of Deposit
A savings certificate entitles the bearer to receive interest. A CD bears a maturity date, a specified interest rate, and can be issued in any denomination. CDs are generally issued by commercial banks.
Virtually no risk, but the returns are extremely low.

Portfolio
A portfolio is a combination of different investment assets mixed and matched for the purpose of achieving an investor’s goal(s). Items that are considered a part of your portfolio can include any real estate, equities, fixed-income instruments, and cash and equivalents.

The asset mix you choose according to your aims and strategy will determine the risk and expected return of your portfolio.

Homework:

1. Based on the information you have been given, rate the different kinds of investment from the riskiest to the safest. Also rank the liquidity of those investments.
2. Why is investing not the same as gambling?
3. What should your portfolio look like when you are just a few years away from retirement?
4. Calculate the following investment scenario….
If you invested $10,000 on
A. Microsoft stocks, the value of shares has jumped 40% during the last 12 months
B. A 2 bedroom house in Monterey Park worth $450,000, the value has decreased by 30 percent in the last 12 months
C. CDs, the simple interest is 4 percent
How much return (profit/loss) and percentage compared to the initial $10,000 have you made in each scenario?

Gov’t

Homework

Chapter 11: Powers of Congress
Section 4: The Implied Powers

Complete the information for the Supreme Court case below…

McCulloch v. Maryland
Who:
When:
Conflict:
Result:


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